{"id":1234,"date":"2024-02-13T10:36:28","date_gmt":"2024-02-13T09:36:28","guid":{"rendered":"https:\/\/www.jusproconsulting.com\/ficheros-de-morosos-que-son-y-porque-es-importante-su-consulta\/"},"modified":"2024-02-13T10:39:53","modified_gmt":"2024-02-13T09:39:53","slug":"ficheros-de-morosos-que-son-y-porque-es-importante-su-consulta","status":"publish","type":"post","link":"https:\/\/www.jusproconsulting.com\/es\/ficheros-de-morosos-que-son-y-porque-es-importante-su-consulta\/","title":{"rendered":"Ficheros de morosos, \u00bfqu\u00e9 son y porqu\u00e9 es importante su consulta?"},"content":{"rendered":"<section class=\"l-section wpb_row height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h2>\u00bfSabes que tener una deuda no pasa desapercibida y que se puede consultar?<\/h2>\n<p>Ya sea la compra de una finca, el alquiler de un piso o un pr\u00e9stamo bancario, la presencia en las listas puede afectar a su viabilidad.<\/p>\n<p><strong>\u00bfQu\u00e9 son las listas de morosos?<\/strong><\/p>\n<p>Registro de las personas f\u00edsicas y\/o jur\u00eddicas que hayan incurrido en alg\u00fan tipo de impago en relaci\u00f3n a una obligaci\u00f3n dineraria, financiera o de cr\u00e9dito.<\/p>\n<p><strong>Requisitos<\/strong>:<\/p>\n<p>Debe existir una deuda previa, vencida y exigible, impagada. Adem\u00e1s, existir\u00e1 requerimiento al deudor, no pudiendo ser de antig\u00fcedad superior a 6 a\u00f1os.<\/p>\n<p><strong>\u00bfPor qu\u00e9 es importante la consulta de estos registros?<\/strong><\/p>\n<p>Puede suponer un problema a la hora de solicitar financiaci\u00f3n (alquiler, hipoteca, pr\u00e9stamos&#8230;), ya que muchas empresas (bancos, aseguradoras&#8230;) consultan estos ficheros para comprobar la solvencia de sus posibles clientes.<\/p>\n<p><strong>Manera de salir de las listas:<\/strong><\/p>\n<p>&#8211; Pagar la deuda<\/p>\n<p>&#8211; Renegociar la deuda<\/p>\n<p>&#8211; Demostrar su inexistencia<\/p>\n<p>&#8211; Conseguir el perd\u00f3n a trav\u00e9s de la Ley de la Segunda Oportunidad (procedimiento judicial)<\/p>\n<p>&#8211; Que prescriba la deuda<\/p>\n<p>&nbsp;<\/p>\n<p>Para m\u00e1s informaci\u00f3n y asesoramiento puede ponerse en contacto con nosotros.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"\u00bfSabes que tener una deuda no pasa desapercibida y que se puede consultar? Ya sea la compra de una finca, el alquiler de un piso o un pr\u00e9stamo bancario, la presencia en las listas puede afectar a su viabilidad. \u00bfQu\u00e9 son las listas de morosos? Registro de las personas f\u00edsicas y\/o jur\u00eddicas que hayan incurrido...","protected":false},"author":1,"featured_media":1232,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[8],"tags":[],"class_list":["post-1234","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categorizar"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ficheros de morosos, \u00bfqu\u00e9 son y porqu\u00e9 es importante su consulta? - JusPro Consulting<\/title>\n<meta name=\"description\" content=\"\u00bfSabes que tener una deuda no pasa desapercibida y que se puede consultar?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.jusproconsulting.com\/es\/ficheros-de-morosos-que-son-y-porque-es-importante-su-consulta\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ficheros de morosos, \u00bfqu\u00e9 son y porqu\u00e9 es importante su consulta? - JusPro Consulting\" \/>\n<meta property=\"og:description\" content=\"\u00bfSabes que tener una deuda no pasa desapercibida y que se puede consultar?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.jusproconsulting.com\/es\/ficheros-de-morosos-que-son-y-porque-es-importante-su-consulta\/\" \/>\n<meta property=\"og:site_name\" content=\"JusPro Consulting\" \/>\n<meta property=\"article:published_time\" content=\"2024-02-13T09:36:28+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-02-13T09:39:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.jusproconsulting.com\/wp-content\/uploads\/2024\/02\/morosos-ok.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2500\" \/>\n\t<meta property=\"og:image:height\" content=\"1419\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"ADDServices\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.jusproconsulting.com\/es\/ficheros-de-morosos-que-son-y-porque-es-importante-su-consulta\/\",\"url\":\"https:\/\/www.jusproconsulting.com\/es\/ficheros-de-morosos-que-son-y-porque-es-importante-su-consulta\/\",\"name\":\"Ficheros de morosos, \u00bfqu\u00e9 son y porqu\u00e9 es importante su consulta? - JusPro Consulting\",\"isPartOf\":{\"@id\":\"https:\/\/www.jusproconsulting.com\/es\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.jusproconsulting.com\/es\/ficheros-de-morosos-que-son-y-porque-es-importante-su-consulta\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.jusproconsulting.com\/es\/ficheros-de-morosos-que-son-y-porque-es-importante-su-consulta\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.jusproconsulting.com\/wp-content\/uploads\/2024\/02\/morosos-ok.jpg\",\"datePublished\":\"2024-02-13T09:36:28+00:00\",\"dateModified\":\"2024-02-13T09:39:53+00:00\",\"author\":{\"@id\":\"https:\/\/www.jusproconsulting.com\/es\/#\/schema\/person\/6fdabf457d1de42ed9311478ede863ed\"},\"description\":\"\u00bfSabes que tener una deuda no pasa desapercibida y que se puede consultar?\",\"breadcrumb\":{\"@id\":\"https:\/\/www.jusproconsulting.com\/es\/ficheros-de-morosos-que-son-y-porque-es-importante-su-consulta\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.jusproconsulting.com\/es\/ficheros-de-morosos-que-son-y-porque-es-importante-su-consulta\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/www.jusproconsulting.com\/es\/ficheros-de-morosos-que-son-y-porque-es-importante-su-consulta\/#primaryimage\",\"url\":\"https:\/\/www.jusproconsulting.com\/wp-content\/uploads\/2024\/02\/morosos-ok.jpg\",\"contentUrl\":\"https:\/\/www.jusproconsulting.com\/wp-content\/uploads\/2024\/02\/morosos-ok.jpg\",\"width\":2500,\"height\":1419},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.jusproconsulting.com\/es\/ficheros-de-morosos-que-son-y-porque-es-importante-su-consulta\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Inici\",\"item\":\"https:\/\/www.jusproconsulting.com\/es\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Ficheros de morosos, \u00bfqu\u00e9 son y porqu\u00e9 es importante su consulta?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.jusproconsulting.com\/es\/#website\",\"url\":\"https:\/\/www.jusproconsulting.com\/es\/\",\"name\":\"JusPro Consulting\",\"description\":\"Servicio de Asesoramiento Jur\u00eddico Integral desde 2010\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.jusproconsulting.com\/es\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.jusproconsulting.com\/es\/#\/schema\/person\/6fdabf457d1de42ed9311478ede863ed\",\"name\":\"ADDServices\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/www.jusproconsulting.com\/es\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/042179a3170e317ffa0270950312a858?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/042179a3170e317ffa0270950312a858?s=96&d=mm&r=g\",\"caption\":\"ADDServices\"},\"url\":\"https:\/\/www.jusproconsulting.com\/es\/author\/addservices\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Ficheros de morosos, \u00bfqu\u00e9 son y porqu\u00e9 es importante su consulta? - JusPro Consulting","description":"\u00bfSabes que tener una deuda no pasa desapercibida y que se puede consultar?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.jusproconsulting.com\/es\/ficheros-de-morosos-que-son-y-porque-es-importante-su-consulta\/","og_locale":"es_ES","og_type":"article","og_title":"Ficheros de morosos, \u00bfqu\u00e9 son y porqu\u00e9 es importante su consulta? - JusPro Consulting","og_description":"\u00bfSabes que tener una deuda no pasa desapercibida y que se puede consultar?","og_url":"https:\/\/www.jusproconsulting.com\/es\/ficheros-de-morosos-que-son-y-porque-es-importante-su-consulta\/","og_site_name":"JusPro Consulting","article_published_time":"2024-02-13T09:36:28+00:00","article_modified_time":"2024-02-13T09:39:53+00:00","og_image":[{"width":2500,"height":1419,"url":"https:\/\/www.jusproconsulting.com\/wp-content\/uploads\/2024\/02\/morosos-ok.jpg","type":"image\/jpeg"}],"author":"ADDServices","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.jusproconsulting.com\/es\/ficheros-de-morosos-que-son-y-porque-es-importante-su-consulta\/","url":"https:\/\/www.jusproconsulting.com\/es\/ficheros-de-morosos-que-son-y-porque-es-importante-su-consulta\/","name":"Ficheros de morosos, \u00bfqu\u00e9 son y porqu\u00e9 es importante su consulta? - JusPro Consulting","isPartOf":{"@id":"https:\/\/www.jusproconsulting.com\/es\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.jusproconsulting.com\/es\/ficheros-de-morosos-que-son-y-porque-es-importante-su-consulta\/#primaryimage"},"image":{"@id":"https:\/\/www.jusproconsulting.com\/es\/ficheros-de-morosos-que-son-y-porque-es-importante-su-consulta\/#primaryimage"},"thumbnailUrl":"https:\/\/www.jusproconsulting.com\/wp-content\/uploads\/2024\/02\/morosos-ok.jpg","datePublished":"2024-02-13T09:36:28+00:00","dateModified":"2024-02-13T09:39:53+00:00","author":{"@id":"https:\/\/www.jusproconsulting.com\/es\/#\/schema\/person\/6fdabf457d1de42ed9311478ede863ed"},"description":"\u00bfSabes que tener una deuda no pasa desapercibida y que se puede consultar?","breadcrumb":{"@id":"https:\/\/www.jusproconsulting.com\/es\/ficheros-de-morosos-que-son-y-porque-es-importante-su-consulta\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.jusproconsulting.com\/es\/ficheros-de-morosos-que-son-y-porque-es-importante-su-consulta\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.jusproconsulting.com\/es\/ficheros-de-morosos-que-son-y-porque-es-importante-su-consulta\/#primaryimage","url":"https:\/\/www.jusproconsulting.com\/wp-content\/uploads\/2024\/02\/morosos-ok.jpg","contentUrl":"https:\/\/www.jusproconsulting.com\/wp-content\/uploads\/2024\/02\/morosos-ok.jpg","width":2500,"height":1419},{"@type":"BreadcrumbList","@id":"https:\/\/www.jusproconsulting.com\/es\/ficheros-de-morosos-que-son-y-porque-es-importante-su-consulta\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Inici","item":"https:\/\/www.jusproconsulting.com\/es\/"},{"@type":"ListItem","position":2,"name":"Ficheros de morosos, \u00bfqu\u00e9 son y porqu\u00e9 es importante su consulta?"}]},{"@type":"WebSite","@id":"https:\/\/www.jusproconsulting.com\/es\/#website","url":"https:\/\/www.jusproconsulting.com\/es\/","name":"JusPro Consulting","description":"Servicio de Asesoramiento Jur\u00eddico Integral desde 2010","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.jusproconsulting.com\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Person","@id":"https:\/\/www.jusproconsulting.com\/es\/#\/schema\/person\/6fdabf457d1de42ed9311478ede863ed","name":"ADDServices","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.jusproconsulting.com\/es\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/042179a3170e317ffa0270950312a858?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/042179a3170e317ffa0270950312a858?s=96&d=mm&r=g","caption":"ADDServices"},"url":"https:\/\/www.jusproconsulting.com\/es\/author\/addservices\/"}]}},"_links":{"self":[{"href":"https:\/\/www.jusproconsulting.com\/es\/wp-json\/wp\/v2\/posts\/1234","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jusproconsulting.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jusproconsulting.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jusproconsulting.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jusproconsulting.com\/es\/wp-json\/wp\/v2\/comments?post=1234"}],"version-history":[{"count":2,"href":"https:\/\/www.jusproconsulting.com\/es\/wp-json\/wp\/v2\/posts\/1234\/revisions"}],"predecessor-version":[{"id":1236,"href":"https:\/\/www.jusproconsulting.com\/es\/wp-json\/wp\/v2\/posts\/1234\/revisions\/1236"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.jusproconsulting.com\/es\/wp-json\/wp\/v2\/media\/1232"}],"wp:attachment":[{"href":"https:\/\/www.jusproconsulting.com\/es\/wp-json\/wp\/v2\/media?parent=1234"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jusproconsulting.com\/es\/wp-json\/wp\/v2\/categories?post=1234"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jusproconsulting.com\/es\/wp-json\/wp\/v2\/tags?post=1234"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}